I founded Hallmark Home Mortgage in February of 2007 and am currently serving as President/CEO. I was a former Senior Vice President and Executive Director of Waterfield Mortgage and a senior stockholder of the Waterfield Group, Fort Wayne, Ind. I began my career at Waterfield in 1970 and have had experience in all aspects of the mortgage business. That experience, as well as industry contacts, prepared me to establish Hallmark Home Mortgage.